Thursday, February 25, 2010
6:05 PM No comments
Nowadays it is hard to save and stay out debt but I have tips that might help you in this situation. Getting out of debt is as much about paying off debt as it is about avoiding new debt. That is why it is important to prepare for the unexpected like car repairs, medical bills, necessary unpaid leaves, basically any expenses that could cause you to pull out that credit card and start spending again. You need to estimate how much of cushion you'll need to shield yourself from surprise expenses, then set aside that amount in an emergency fund. Do this every month until you will reach your saving goal.
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