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Wednesday, April 29, 2009

Protect Your Privacy

Identity theft can destroy your credit rating and create horrible hassles that may take months, even years, to straighten out. While there's no foolproof way to avoid this, play it safe by following these precautions.

* Look for privacy statements on the Web sites and forms companies ask you to fill out and do business only with companies that have satisfactory privacy practices.

* Don't give out personal information to companies you don't know.

* Don't give retailers information on warranty forms or elsewhere that is not required. Merchants may require your Social Security number if you intend to pay by check but try to avoid revealing it. Some states ban or restrict retailers from requiring that information but sellers prefer the right to demand personal data.

* Never send your credit card number by email, which may not be secure.

* When buying over the Internet use a secure Website. Many Internet businesses voluntarily participate in privacy seal programs, which require participants to tell customers if and how their private data is used.

Tuesday, April 21, 2009

We Need To Know Stress Management

Life in general sometimes we are stress and we don't know how to handle stress, that is the reason why we get sick and ran down. We need to know stress management, in order for us to know how to deal stress in our day to day life. I am one of those people that don't know how to handle stress in life but I am trying to learn more about this. I am starting to have a yoga exercise to make me more relax.

Friday, April 17, 2009

Cuba -- Is It Time?

Wednesday, April 15, 2009

Do Business With The Best Business

Consider the ethics and policies of retailers you patronize. Some companies go above and beyond to work with you to correct problems but others are less consumer friendly.

The Better Business Bureau and your state attorney general office should be able to tell you if a retailer has a history of complaints. You might also try the consumer affairs reporter for a local television station or newspaper.

For online companies try BBBonline.org and take a look at the business ratings. Be careful specially purchasing from companies located outside United States. This has become even more problematic with the growing number of online retailers.

Tuesday, April 14, 2009

Obama -- Health Care -- Help!?

Friday, April 10, 2009

Happy Easter!


I just want to make sure that I did greet everyone and to wish a pleasurable, bright, cheery, plentiful, entertaining and peaceful Easter Holiday. I hope you have a very Happy Easter!

SpitzTunes -- Concert Mania!

Thursday, April 9, 2009

How To Finish Your Work Faster

* Files should be arranged alphabetically - You can save your time and you'll find when you need it, if you file category or purpose. So place related items together, regardless of where in the alphabet they fall. Color coding a to-do list it will help.

* Neatness will help you get organized - You can be organized without being neat. Perfectionist waste time achieving flawlessness in things that don't matter.

* Jotting list, ideas - Such in a notebook helps you find the info you need fast. This seems smart, until you have to flip through five books to find one note. It's more efficient to keep notes in a pad and file each sheet with like ideas.

Tuesday, April 7, 2009

The Earth ... You Touch It ... Then What?

Invest, or Pay off Credit Card?

If you carry a balance on one or more credit cards, you're not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort...

Research shows that if your job is stable and secure and you have some money in a saving account. It is better to payoff your credit cards that have a 15% interest charge. Doing this will be like giving yourself a 15% tax return and save you money in the long run. But if your job is not secure you should be saving as much money as possible and stop charging debt to your credit cards.

Monday, April 6, 2009

Lung Cancer - It's Not Only For Smokers!

The Best Way To Pay Your Bills!

Tend to pay your bills in any old order? That is fine if you can settle all the balances. But should budget be extra stretched one month, the practice could leave you unable to pay a critical bill. To play safe, adopt this money smart habit. "Pay for essential living expenses like housing and utilities first, then loan payments, finally credit cards".

Wednesday, April 1, 2009

Obama ... dNeero ... Twitter ... You!

I Have Another New Blog

Hi! I would like to announce the opening of my new blog that I have created. I would love to see all my friends and soon to be new friends at New Hot Topics. If you enjoy my new blog feel free to add my link and let me know so I can add your link. To all my friends and visitors, thank you all for your visits and all your support to my blogs. Hope you continue to visit of all my blogs in the future. I will try to do my best to share my knowledge, experience and tips that I know or have learned.

New Hot Topics = http://newhottopics.com/

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